Just thought I would start out by showing you a picture of where I live. I am a business man and owner here in Cebu, Philippines. I not only work with advertising online I also have a business in buying and selling surplus merchandise. I have a beautiful wife and five wonderful kids. Life is very busy here, but it is all worth it. I hope I can make many friends online and will do my best to share thoughts on money, life, shopping and much more.
Ferdie
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